Kotak Mojo Platinum Credit Card Rewards & Benefits | Apply Online |

Avishek January 13, 2023 Credit Card, Loan in English 1 Comment 3,111 Views

Kotak Mojo Platinum Credit Card

The main objective of Kotak Mojo Platinum Credit Card, a credit card offered by Kotak Mahindra Bank, is to provide its customers with an experience filled with the very best of rewards. With the help of this credit card, you get rewards in the form of entertainment points that you can redeem across different categories. You get one Mojo point for every ₹100 you spend offline and you can also earn extra points if you spend it online. You can also get gift vouchers which can be worth ₹1000 through this credit card.

Along with all these benefits, this credit card comes with a membership fee of only ₹1000 in which you get to see all kinds of benefits which make your annual fee completely worth it. Apart from these, there are some ways in this credit card with the help of which you can also save, which includes waiver of joining fees and renewal fees and many other things.

So keep reading the article till the end to know more about Kotak Mojo Platinum Credit Card.

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Kotak Mojo Platinum Credit Card Rewards & Benefits

Here you do not get to see any kind of welcome benefit.
Here you will be given one Mojo point for every ₹100 spent and if you use it online, you will be given 2.5 Mojo points for every ₹100 spent.
Here you get to see two complimentary domestic loan axis
Here you get an insurance cover of 1.25 lakhs as insurance benefits which will help you if your credit card goes missing and some transaction is being done by an unknown person.
In case of loss of this credit card, you have to inform the bank as soon as possible.

So these were some of the rewards and benefits that you will get to see in the Kotak Mojo Platinum Credit Card. Let us talk about what fees and charges will be levied on you in this credit card.

Kotak Mojo Platinum Credit Card Fees & Charges

Here you are charged a joining fee of ₹ 1000.

You also get to see the renewal fee of ₹ 1000 only.

You will be waived off joining fee if you spend ₹ 30000 within 90 days of taking this credit card and your renewal fee can also be waived off if you invest more than one lakh in 1 year with the help of this credit card spend more.

If you wish to redeem the Reward Points, you will not be charged any fee.

You will be charged 3.5% as foreign currency market.

You will get to see the monthly interest rate of 3.5%.

You will also see a fuel surcharge waiver of 1%, which will be applicable for transactions between ₹500 to ₹3000.

You will be charged ₹ 300 on ₹ 10000 for cash withdrawal here.

You will get to see ₹ 299 as addon card fee, which is not charged in other credit cards but in this credit card you will be charged this thing.

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Kotak Mojo Platinum Credit Card Eligibility Criteria

You must be between 21 years to 65 years of age to avail this credit card.
The borrower of this credit card must be a citizen of India.
If you want to get Kotak Credit Card, then your annual income should be more than ₹ 400000.

How to apply for Kotak Mojo Platinum Credit Card

You can apply for this credit card both online and offline. to apply online
You have to go to the website of Kotak Mahindra Bank.
After that there you have to select the option named Explorer Products.
Then you have to click on the option with cards.
Then you have to click on Credit Card.
After this you have to select Kotak Mojo Platinum Credit Card and click on apply.
Then you have to fill all the necessary information and complete all the formalities.

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Kotak Mojo Platinum Credit Card is a basic and affordable credit card that comes with a host of reward points that you get to see on all your spends. Here you also get to see gift vouchers as a milestone program, with the help of which you can save even more money with this credit card. And if you are looking for a credit card that gives you record-breaking offers, travel benefits and brings you great savings opportunities, then you can go for the Kotak Mojo Platinum Credit Card.

So that’s all for now, if you have used this credit card, then you can definitely tell us in the comments how was your experience.